Jonathan Bird Web Development
  1. Integrations
  2. Stripe Integration
Payments

Stripe Integration for Custom Websites & Applications

Payments, subscriptions, marketplaces, and webhooks that do not quietly rot six months after launch.

Taking a payment with Stripe is easy. Keeping your system correct when the customer closes the tab mid-payment, the webhook arrives twice, the card is declined on the third retry of a subscription, or a dispute lands three weeks later, is the part that actually takes engineering. Most Stripe integrations I get called in to fix are not broken in the checkout. They are broken in the webhook handler, where a missed event or a duplicated one has quietly left the database disagreeing with reality.

Talk to me about Stripe
Works with Shopify Adobe Commerce WordPress Laravel & custom builds

Proven in production

Stripe, Westpac PayWay, and Braintree in production, including a competition platform that has paid out more than $250,000 in prizes.

Capabilities

What I build with Stripe

The Stripe integration work I most often take on. If yours sounds like one of these, we should talk.

Payments & Checkout

Payment Intents implemented properly, with 3D Secure and Strong Customer Authentication handled rather than avoided. Card, Apple Pay, Google Pay, and the local methods your customers actually reach for.

Subscriptions & Billing

Recurring billing, plan changes, proration, trials, dunning, and failed-payment recovery. The hard part is not creating a subscription, it is keeping your own database in step with Stripe when the customer upgrades mid-cycle or a renewal fails at 3am.

Stripe Connect & Marketplaces

Multi-party payments, split payouts, and onboarding for sellers or providers. Connect is powerful and genuinely fiddly, especially around onboarding requirements, payout timing, and who is liable when a dispute lands.

Webhooks Done Properly

Signature verification, replay protection, idempotent handlers, and a queue so a slow handler never causes Stripe to time out and retry into a mess. This is where most Stripe integrations quietly rot, and it is entirely preventable.

Refunds & Disputes

Partial refunds, chargebacks, and dispute evidence handled in a way that keeps your own records honest. A refund that happens in Stripe but never lands in your system is an accounting problem waiting to be found.

Accounting Sync

Stripe payouts, fees, and refunds reconciled into Xero or MYOB, including the Stripe fee as its own line rather than a mysterious gap between what the customer paid and what hit the bank.

How it works

A Stripe integration built to last

The same approach behind every integration I ship, from the first conversation to the years of maintenance that follow.

01

Scope & map

We map exactly what needs to move between Stripe and your store: orders, stock, pricing, customers, and where the awkward edge cases hide.

02

Build for redundancy

I build the integration around the failure modes: retries with backoff, idempotent writes, and reconciliation, so it holds up when the API has a bad day.

03

Test & reconcile

Tested against real data in a safe environment, with reconciliation reporting that proves Stripe and your store actually agree before go-live.

04

Monitor & maintain

Monitoring and alerting from launch, so failures surface immediately, and the same developer who built it is the one who keeps it running.

The Difference

The checkout is the easy part.

Almost nobody gets the payment itself wrong. What goes wrong is everything around it: the duplicate webhook, the retry that charges twice, the subscription that renewed in Stripe but not in your database, the refund that never made it to the ledger. That is where I spend the engineering.

A typical agency

Ships the checkout, ignores the webhooks.

  • Webhook handler accepts anything that arrives, with no signature verification. Anyone who finds the endpoint can forge a payment.

  • Stripe retries a webhook it thinks failed, the handler runs twice, and the customer is credited twice.

  • Subscription state lives in two places and slowly diverges. Someone cancels in Stripe and keeps their access forever.

Working with me

Correct when things go wrong.

  • Signatures verified on every webhook, with replay protection. An endpoint that trusts unverified input is a security bug, not a shortcut.

  • Handlers are idempotent and queued. The same event processed twice produces the same result once.

  • Stripe is the source of truth and your database follows it, with reconciliation to catch anything that drifted.

FAQ

Common Stripe Integration Questions

The questions I get asked most often about integrating Stripe.

Why do Stripe webhooks cause so many problems?

Because they are the part everyone treats as an afterthought. Stripe will retry a webhook it believes failed, which means your handler must be idempotent or you will process the same event twice. It sends events for things that happened while your server was down, which means order matters. And an endpoint without signature verification will happily accept a forged event from anyone who finds the URL. Get those three right and Stripe integrations become boring, which is the goal.

Can you build subscriptions and recurring billing with Stripe?

Yes. Plans, trials, proration on upgrades and downgrades, dunning, and failed-payment recovery. The genuinely hard part is keeping your application's own idea of who has access in step with Stripe's idea of who is paying, especially around mid-cycle changes and failed renewals. That reconciliation is where I put the care.

What is Stripe Connect and do I need it?

Connect is for when you are moving money between more than two parties: a marketplace paying sellers, a platform paying providers, anything with a split. If you are simply taking payments for your own goods, you do not need it and it adds real complexity around onboarding requirements, payout scheduling, and dispute liability. If you do need it, it is the right tool and worth doing carefully.

Should I use Stripe or an Australian gateway like Westpac PayWay?

Stripe, usually, unless something specific pushes you elsewhere. It has better documentation, a far better developer experience, and broader payment method support. Australian bank gateways like Westpac PayWay still make sense when your bank relationship, merchant rates, or existing finance processes require it, and I have shipped both.

Can Stripe payments sync into Xero or MYOB?

Yes, and it is worth doing properly. The trap is the Stripe fee: the customer pays one amount, a smaller amount lands in your bank, and if the integration does not record the fee explicitly then your reconciliation will never balance. I map payouts, fees, and refunds as distinct entries so the ledger reflects what actually happened.

Talk to me about your Stripe integration

For over 15 years I've helped Australian enterprise, government, and not-for-profit organisations ship websites that are fast, secure, and accessible. Get in touch to discuss your project today.